The shopyourway credit card is issued by Citi bank; the shop your way card is a co-branded reward card for frequent sears and imparts shoppers. You will earn substantial rewards on some of the most basic types of spending; the points you earn can only be used to save on future purchases within the sears and Kmart network of stores.
Who Is The Shop Your Way Credit Card For
The shopyourway credit card is for those seeking deals, family shoppers, trendsetters, and brand loyalists. If you like to spend a huge chunk of your budget on gas and food, then a shop your way credit card is definitely for you;
It is worth saving money when you make purchases at your favorite stores. Rewards for gas, grocery, and restaurant are quite competitive; always remember a major restriction, unlike a card that pays you cashback. Shop your way credit card offers points only towards purchases with Sears, Kmart, and land’s end stores and also the shop your way website.
Shop Your Way Credit Card Pros And Cons
Here are some of the shop your credit card pros and cons to look into before applying for the shop your way credit card.
Pros
You will be given high rewards rate on gas and food, and you will get points equal to 5% of your gas purchases and 3% of your grocery and restaurant purchases.
Cons
The point you earn can’t be used outside the Kmart sears network; you will earn points wherever you use your credit card, but you only redeem them for purchase at sears, smart, land’s end, or other stores in the network, this includes brands like the sears auto centers, sears hometown, and outlet. And also, purchase the shop your way website.
Retail cards like this one tend to have very high APRs, and if your good credit card, you can probably get a general rewards card with a significantly lower interest rate. Unlike many cards, the shop your way master cards enable cardholders the same rate regardless of their worth.
Your points will expire after one year, while many cards offer rewards that may never expire; shop your way credit card point is only valid for 12 months after the end of the calendar quarter when they are earned; points earned in November 2020 would expire on December 31, 2021.
ShopYourWay Credit Card Points and Rewards
- You will earn 5% of your eligible purchases at gas stations
- 3% of your eligible purchase at grocery stores and restaurants
- A combined maximum of $10,000 total in spending per calendar year ($834 a month). For qualifying purchases at stores in the sears and Kmart network
- 2% back points for all other spendings
you can also earn points at several rates and for select periods when you shop with several retailers who are partners and participate in the shopyourway credit card link program. The reward rates for these are quite different 1%-24%, and these points are likely to expire more quickly than those listed above.
Shop Your Way Credit Card Bonus For New Cardholders
If you are interested in opening an account by Jan 29, 2022, you will earn a $40 statement credit when you spend $50 on eligible purchases in the first 30 days.
You can access the shop your way credit card app to gain, it is quite extensive, offering much more than just your points and balance; with the shop, your way credit card apple you can find out about nearby does, write reviews on products, and even pass information to friends about which part of the store you are in.
